Insurance

Orlando Rental Market Update — October 2026

Baldwin Park is asking $222 a month more than a year ago. Lake Nona, the ZIP with all the construction, is asking $47 less. The gap between Orlando's strongest and weakest rent ZIP widened to 11.1 points in one print — and the metro average is hiding all of it.

Florida Landlord Briefing: September 2026

One deadline lands in the six days after you read this, and one just moved to December. Both are written out in full on government websites, which is exactly why a lot of Florida landlords will get them wrong.

Tampa Rental Market Update — September 2026

Last month all seventeen Tampa ZIPs we track were worth less than a year earlier. In July's print, four of them aren't — and the thing that moved is a count, not an average.

Tampa Case Study: The Rent Was Locked. The Costs Weren't.

Month eight of a twelve-month lease, and a Brandon rental went cash-flow negative with a tenant who paid on time. Nothing went wrong with the tenancy. The costs were repriced on a calendar the lease knew nothing about.

Florida Landlord Insurance Claim Denied: What to Do Next

Your insurer has 60 days to pay or deny — and one year is the outer wall on your notice, not the target. The Florida landlord's step-by-step plan for filing a storm claim and fighting a denial or lowball payment.

Florida Landlord Briefing: August 2026

Insurance rates fell for homeowners and rose for commercial-residential on the same day. Flood coverage had a September 30 deadline — since moved to December 11. And two landlord laws you may have read about never passed.

Florida Condo Financing Rules 2026: What Landlords Miss

Everyone watched the August 3 deadline. It was the least important of the four changes. Here's what the new condo financing rules actually do to a Florida rental — including the one change that helps landlords.

How to Require Renters Insurance in a Florida Lease

Requiring renters insurance is the cheapest risk-transfer a Florida landlord controls. Here's the exact lease clause, the one designation most owners get wrong, and how to enforce it.

Florida Landlord Briefing: July 2026

Citizens cut rates and raised them on the same day — which one you got depends on the kind of building you own. Tropical Storm Bertha shut the coverage window for three days. And the condo financing shortcut disappears August 3. Five July developments that belong on your calendar.

Tampa Flood-Zone Rental: From Uninsurable to Leased

A Riverview owner had a paid-off home in a FEMA flood zone sitting vacant for four months. Here's how a Tampa flood zone rental went from uninsurable headache to a stable lease.

Citizens Cut Rates — But Your Landlord Policy May Go Up

Citizens cut personal-lines rates 8.8% for 2026 — but apartment and condo-association landlords got an increase on July 1. Here's how to tell which bucket your Florida rental is in.

Your Insurer Dropped Your Florida Rental — Now What?

A carrier just dropped your Orlando or Tampa rental. Here's the exact order to shop new coverage, why you can't let it lapse, and where Citizens actually fits.

Loss of Rental Income Coverage: The Florida Insurance Line That Pays You When No One's Paying Rent

Your dwelling policy rebuilds the drywall. It doesn't replace the rent you lose while the unit sits empty for repairs. Here's the Florida coverage line most landlords never check — and how a single storm exposes it.