My Tenant Isn't Paying Rent in Florida: Your 48-Hour Action Plan

Your tenant hasn't paid rent in 15 days. The mortgage is due. You're wondering what you can do legally — and what could get you sued. This is exactly the situation Florida landlords face when a tenant stops paying. Here's your action plan.

Florida gives you a clear, legal path for nonpayment. The danger isn't the process — it's the shortcuts. Skip the notice, mishandle a partial payment, or take matters into your own hands, and you turn a straightforward eviction into a months-long mess. Let's walk through it the right way.

What does Florida law require when a tenant doesn't pay rent?

Florida law requires a written 3-day notice to pay rent or deliver possession before you can file for eviction. Under Florida Statute 83.56(3), the notice must demand payment within three days — excluding Saturdays, Sundays, and court-observed holidays — and you cannot skip it and go straight to court.

The 3-day notice is mandatory and must comply with the statutory form. (You may have read about a proposed 5-day notice under Florida Senate Bill 716 — that bill died in the Senate Judiciary Committee on March 13, 2026, so the 3-day notice remains the current rule. See our overview of the proposed SB 716 five-day notice for what it would have changed.)

What the 3-day notice must include

The notice must contain:

• The amount owed — the rent owed, in dollars, and nothing else unless your written lease designates it as rent. Florida Statute 83.43 defines rent as "the periodic payments due the landlord from the tenant for occupancy under a rental agreement and any other payments due the landlord from the tenant as may be designated as rent in a written rental agreement." A late fee your lease doesn't call rent stays off the notice. Use the exact figure; an inflated amount gives the tenant a defense.
• The complete property address — including the county.
• A demand for payment or possession within three days — excluding Saturdays, Sundays, and legal holidays.
• The specific deadline date — if you serve on a Thursday, day one is Friday, day two is Monday, day three is Tuesday.
• Your name, address, and phone number — so the tenant knows where to pay.

Any defect can get your case dismissed. Courts sometimes allow amendments, but you lose time. Get it right the first time.

How to serve the 3-day notice

Florida Statute 83.56(4) says delivery "shall be by mailing, delivering a true copy thereof, e-mailing in accordance with s. 83.505, or, if the tenant is absent from the premises, by leaving a copy thereof at the residence." That's four methods, and e-mail counts only if you and the tenant have signed the e-mail-notice addendum 83.505 requires. Hand-delivery — give it directly to the tenant and document the date, time, and recipient. Posting — if the tenant is absent, post it on the front door or another conspicuous spot after a genuine attempt to reach them, and photograph it. Mailing — to the tenant's last known address; with regular mail, add five days to the deadline. Keep proof of delivery; you'll need it in court.

What if the tenant offers partial rent in Florida?

Accepting partial rent does not waive your right to evict in Florida — but accepting full rent does. Under Florida Statute 83.56(5)(a), once you take partial payment after serving the 3-day notice, you must post a new notice for the balance, deposit the partial amount in the court registry, or give a dated receipt showing the remaining balance.

The difference is critical: full rent equals a waiver, and you'd have to start over. If you accept partial rent, do one of three things — post a fresh 3-day notice for the credited remaining balance, place the partial amount in the court registry when you file, or issue a receipt showing the date, amount received, and balance due before filing.

One trap: if the partial payment arrives with a letter promising the rest by a certain date, accepting it can imply you agreed to that arrangement, and some judges treat that as a waiver for the month. When in doubt, don't accept partial rent — or immediately post a new notice for the balance.

What should a Florida landlord never do to a non-paying tenant?

Never change the locks, shut off utilities, remove belongings, or remove doors and appliances to force a tenant out. Florida Statute 83.67 bans self-help eviction outright. Only the county sheriff can remove a tenant, and only after a court order — no matter how much rent is owed.

Don't change locks or cut utilities. Florida Statute 83.67 prohibits changing locks or blocking access, shutting off electricity, water, or gas, removing the tenant's belongings, and removing doors, windows, or appliances. The penalty: the tenant can sue for actual damages or three months' rent, whichever is greater, plus court costs and attorney fees. Their payment history doesn't matter — if you locked them out, you're liable.

Don't accept full rent after serving the notice. It waives your right to terminate for that period, forcing a new notice and a new waiting period.

Don't threaten or harass. Intimidation backfires — tenants gain defenses, and judges don't favor landlords who pressure tenants out. Stick to the legal process.

Don't use the wrong notice. Florida has 3-day, 7-day, and 30-day notices for different situations. Nonpayment of rent requires the 3-day notice to pay or deliver possession — the wrong notice or wrong wording gets the case dismissed.

How long does an eviction take in Florida?

Florida law doesn't set a total length for an eviction. After you file, the timing depends on how quickly the tenant is served, whether the tenant answers and pays rent into the court registry, and the court's calendar. What is fixed is the tenant's deadline. The eviction summons (Florida Rule of Civil Procedure Form 1.923(a)) lists what the tenant must do to challenge the case, including paying the rent due to the clerk, and warns: "IF YOU DO NOT DO ALL OF THESE THINGS WITHIN 5 DAYS (NOT INCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS FOR YOUR COURTHOUSE) YOU MAY BE EVICTED WITHOUT A HEARING OR FURTHER NOTICE." A tenant who misses that window can lose the possession case without a hearing.

The steps, in order:

• Notice: the 3-day notice period (excluding weekends and holidays).
• Filing: file the complaint for possession, serve the summons.
• Answer: the summons gives the tenant "5 DAYS (NOT INCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS FOR YOUR COURTHOUSE)" to respond and pay the rent due to the clerk (or ask the judge to set the amount, if it's disputed); a tenant who doesn't "MAY BE EVICTED WITHOUT A HEARING OR FURTHER NOTICE."
• Hearing: if contested, a hearing is scheduled and judgment issued.
• Writ: the writ of possession issues; the sheriff posts a 24-hour notice, then executes the removal.

Delays happen — court backlogs, a tenant avoiding service, paperwork errors. Budget for the worst case. For the full step-by-step in Orlando, see our Orlando eviction process guide; Tampa landlords can follow the Hillsborough County eviction process.

What counts as tenant abandonment in Florida?

Florida presumes abandonment when the tenant has been absent for 15 consecutive days (half the rental period for a monthly lease), rent isn't current, and the tenant hasn't given written notice of the absence. When the presumption applies, you can recover possession without a court case. Florida Statute 83.59(3) says a landlord "shall not recover possession of a dwelling unit except" in listed cases, and one of them is "(c) When the tenant has abandoned the dwelling unit. In the absence of actual knowledge of abandonment, it shall be presumed that the tenant has abandoned the dwelling unit if he or she is absent from the premises for a period of time equal to one-half the time for periodic rental payments. However, this presumption does not apply if the rent is current or the tenant has notified the landlord, in writing, of an intended absence." If you misjudge it and the tenant hasn't actually left, retaking the unit is the lockout 83.67 forbids — so when there's any doubt, file for possession.

Abandonment cases can move faster than a contested eviction because the tenant isn't there to fight it. If you suspect abandonment, document it: dated notes, photos of mail piling up, and a record of unanswered contact attempts. The presumption only helps you if you can prove it.

When should I call an attorney or property manager?

Call an eviction attorney when the tenant files defenses, has a lawyer, when you're unsure the notice was served correctly, or when you're also suing for past-due rent (a 20-day response period instead of five). If you're out of state or simply don't want to run court filings, a property manager handles the whole process.

Eviction attorneys typically charge $300–$500 for an uncontested case, or a $1,000–$2,500 flat fee for contested matters. Court filing fees run $185–$275 depending on the county, with process-server and sheriff fees adding $90–$150. Budget $500–$1,500 for an uncontested eviction, more if contested. If late rent is becoming a habit, our guide on chronic late rent covers the longer-term fix.

Consider cash for keys. If the tenant will leave voluntarily, a cash-for-keys agreement — often half to one month's rent in exchange for vacating by a set date with keys returned and the property in acceptable condition — is faster and cheaper than eviction. Put it in writing, with the move-out date, payment terms, and condition requirements, and make payment contingent on the keys and condition. Cash for keys is legal in Florida and avoids court, but only if the tenant agrees.

What should I document before filing an eviction in Florida?

Before you file, gather a copy of the lease, proof of the 3-day notice and how it was served, rent payment records showing what's owed, and any written communication with the tenant about the nonpayment. Errors in the complaint — wrong names, wrong amounts, missing attachments — cause delays and sometimes dismissal.

When you file, you'll need the original notice, the lease, and the supporting documents. Once you regain possession, your security deposit return rules still apply — 15 days for a full return, 30 days with an itemized claim. And your Florida lease agreement should already spell out rent due dates, late fees, and any grace period; Florida doesn't mandate a grace period, and late fees must be reasonable and stated in the lease. If the tenant wants to leave early instead, our early lease termination guide covers your options.

Your tenant stopped paying. You're stressed, and the mortgage doesn't wait. Florida law gives you a clear path: a proper 3-day notice, then file. Don't shortcut it. Don't change the locks. Don't accept full rent after the notice. Document everything.

If you own one rental and a nonpayment fight — notices, court filings, sheriff coordination — is more than you signed up for, you don't have to face it alone. We handle the whole process for single-property owners, not just large portfolios. Get a free rental analysis →