True North Team

Florida Rent Control: Why Cities Can't Cap Your Rent

Florida is one of the most landlord-friendly states on rent. State law stops cities and counties from capping it — and in 2023 the last exception was sealed shut. Here's what that means for your property.

Tampa Flood-Zone Rental: From Uninsurable to Leased

A Riverview owner had a paid-off home in a FEMA flood zone sitting vacant for four months. Here's how a Tampa flood zone rental went from uninsurable headache to a stable lease.

Can a Florida Landlord Shut Off a Tenant's Utilities?

Tempted to cut the power on a non-paying tenant? In Florida it's illegal self-help — and it can cost you three months' rent plus their attorney's fees.

Florida Rental Application Fee Laws: What Landlords Can Charge

Florida puts no cap on rental application fees, but that freedom comes with strings. Here's what you can legally charge, what the fee can cover, and the FCRA and fair-housing rules that actually bind you.

Tampa ADU Rules in 2026: What You Can Actually Build and Rent

The 'Florida legalized ADUs' headlines describe a bill that died. Here's what Tampa actually allows in 2026 — where you can build an ADU, and whether you can rent it.

Due North · the fake-lease felony

Florida just criminalized forged-lease move-ins — and the screening move it calls for.

Citizens Cut Rates — But Your Landlord Policy May Go Up

Citizens cut personal-lines rates 8.8% for 2026 — but apartment and condo-association landlords got an increase on July 1. Here's how to tell which bucket your Florida rental is in.

Orlando vs. Tampa: Where Should You Buy Your First Florida Rental?

A first-time investor's decision guide to picking between Orlando and Tampa for your first Florida rental, broken down by entry price, rent, insurance, and goal.

Your Insurer Dropped Your Florida Rental — Now What?

A carrier just dropped your Orlando or Tampa rental. Here's the exact order to shop new coverage, why you can't let it lapse, and where Citizens actually fits.

Q2 2026 Market Pulse: Orlando vs Tampa

Orlando is past the worst of its supply wave. Tampa isn't. Here's the Q2 2026 Orlando vs Tampa rental read — and where your next dollar wants to go.

Horizon West in 2026: Is Orlando's Fastest-Growing Suburb Still a Strong Rental Bet?

Horizon West pairs $3,400 house rents with a wave of new construction. Here's the 2026 read for investors — strong demand, an apartment supply wave, and the yield reality.

2026 Florida Landlord Laws: What Actually Changed (and What Didn't)

The 2026 Florida landlord laws, sorted from the myths. One bill passed, one's on the November ballot, and two big ones died — but you'd never know it from most blogs.

Due North · the rate cut that skips your rental

That “Citizens cut rates” headline? Probably not about your rental.

Renting Without a Lease in Florida: What Landlords Risk

A handshake tenancy is legal in Florida, but it costs you the protections you'd want most. Here's what a verbal lease can and can't do, and why you can't charge late fees without one.

Loss of Rental Income Coverage: The Florida Insurance Line That Pays You When No One's Paying Rent

Your dwelling policy rebuilds the drywall. It doesn't replace the rent you lose while the unit sits empty for repairs. Here's the Florida coverage line most landlords never check — and how a single storm exposes it.